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Home > Information and Advice > Accident compensation for personal injuries

Accident compensation for personal injuries

What is accident compensation?

Accidents happen every day and most are just that – unfortunate accidents. However, if you have suffered a personal injury because your accident happened due to the negligence of someone else, you may be entitled to claim accident compensation for your injuries.

Accident compensation is the financial recompense for injury and loss when you are injured through no fault of your own. There are two types of compensation that may be awarded.

General damages consists of money that is paid to you as compensation for the injury to your person, pain and suffering inflicted on you by the accident. It also compensates you for any disability you have been left with or a reduction in your quality of life following the accident.

In addition, special damages are awarded to make sure that you are not out of pocket as a result of the accident. This may include loss of earnings, loss of pension, medical bills or travel expenses to receive medical treatment, as well as covering practical expenses such as damage to a car or replacement clothing.

In some circumstances, it may cover loss of services if you were a carer for another family member or in accident claims where the accident results in a fatality, dependency and bereavement costs may be taken into account.

For more information on what is included in an accident compensation claim award, please go to our compensation awards for serious injuries section.

For more about how Clear Answers can help you receive your rightful accident compensation , please select one of the links below:

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Claim your rightful accident compensation

Clear Answers is part of the most experienced personal injury law firm in the UK and have acted on behalf of injured people in every walk of life for over 90 years. We have led the way within the legal sector to make it easier for ordinary people to obtain the personal injury accident compensation that they deserve.

We can advise you on whether you have a valid claim for accident compensation and, through our network of offices Nationwide, can give you access to teams of specialists in all types of personal injury compensation claims.

For more on making a claim for personal injury, visit our information advice section, or please contact us now on 0800 783 9019 to speak to one of our representatives. Alternatively, you can complete our online compensation claim form and a representative will contact you as soon as possible.

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Proving you have a rightful claim for accident compensation

In order to claim your fair and rightful accident compensation, you must be able to prove that your injury or injuries were received as the result of negligence by someone else, and that it was a foreseeable risk that you would suffer injury. For more information on what evidence may be required in order to bring a claim for accident compensation, please visit our gathering information and evidence section.

You must be able to show that the responsible person or organisation should have foreseen the risks and taken steps to either remove the risk, or minimise the possibility of an accident happening. There may also be a breach of a statutory law or regulation that may automatically impose fault on the wrongdoer.

To ensure your accident claim for personal injury is dealt with in the most efficient and effective way, it is vital that you seek expert legal advice as soon as you become aware that your injuries are due to the accident.

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Time limits which apply to accident compensation claims

Strict time limits apply for making a personal injury claim. Known as the limitation period, the standard period for commencing proceedings to claim accident compensation is three-years. If a claim has not been started within that three-year period, it becomes time-barred, or statute barred, preventing an injured person from commencing court proceedings and thus claiming your rightful compensation.

Although the three-year period normally starts from the date of the accident, or the date when the injuries are known to be the result of the accident, there are many exceptions to this and the three-year period may sometimes start some time after the actual accident.

If there are good but exceptional reasons for the delay, the Courts may exercise discretion to override this time limit. The three year period does not begin to run for an injured child until they attain their eighteenth birthday. Equally, if the victim is under a prior mental disability the three year period does not run until the end of that disability.

The rules surrounding these various limitation periods can be complex and it is vital that if you think you may be entitled to claim accident compensation, you seek expert legal advice as soon as possible to prevent your personal injury compensation claim becoming time-barred before you can start proceedings. Raising the matter as early as possible optimises any chance of securing discretion from the Court to override the three year time limit.

For more information on the limitation period and any exceptions that apply, please contact us on 0800 783 9019 to speak to one of our representatives, or complete our online compensation claim form and a representative will contact you as soon as possible.

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Types of accident compensation claims

To read more about our depth of knowledge and experience in dealing with your type of accident claim, please click on one of the personal injury claim types below:

Accidents at Work

This section provides all the information about how we handle compensation claims for accidents at work, including assaults at work, accidents on construction sites, falls from heights and your rights when working whilst pregnant.

Asbestos Related Claims

Negligent exposure to asbestos dust and fibres can result in a number of asbestos-related diseases including mesothelioma, asbestosis, pleural thickening, and asbestos-related lung cancer. Clear Answers has extensive experience in winning substantial compensation claims for our clients.

Harmful Substances

Exposure to harmful substances can occur in both industrial and domestic situations, often affecting large numbers of people. This section explains how we can help with claims for compensation following this type of injury, including those that can be brought by a group of claimants, known as multi-party claims.

Industrial Diseases

This section also provides information about industrial injuries, such as vibration white finger, dermatitis and industrial deafness, as well as the many forms of asthma and other respiratory conditions that can be induced by exposure to harmful substances. Please see also our section above regarding asbestos-related diseases.

Injuries at Work

This section provides all the information about how we handle compensation claims for injuries at work, including assaults, construction site accidents, falls from heights and information about working whilst pregnant and your employers duty of care.

Medical Negligence

This section provides information on all types of medical and clinical negligence injuries from those suffered during pregnancy and the birth of your baby, to negligence during surgical procedures leading to serious injury or even death.

Military Claims

Claims against the MOD can be complex and require specialist knowledge to ensure an accident claim is dealt with in the appropriate way. For example, “combat immunity” may apply if you are injured during active operations. However, you may still be able to make a claim under the Armed Forces Compensation Scheme.

If you were injured in a non-combat situation due to the negligence of a section of the armed forces, you may be able to bring a claim in the usual way. Clear Answers has in-depth experience of dealing with these types of claims. For more information on the various limitation periods and processes that apply to military claims, please visit our military time limits section.

If you are unfortunate enough to suffer injury during a violent crime whilst serving abroad, you may be able to claim compensation under the Criminal Injuries Compensation (Overseas) Scheme.

Product Liability

Product liability covers a number of areas of consumer law. It includes injuries resulting from defective products and faulty goods such as, Orthopaedic Aids and injuries caused by Pharmaceuticals such as allergic reaction to cosmetics. It also covers injuries caused by the failure of implants or products regulated by the Medicines and Healthcare Products Regulatory Agency.

Public Liability

Public liability relates to the duty of care that must be provided to protect members of the public against accident or injury by those responsible for the premises where the accident occurs. The types of accidents are many and varied, but may include slips, trips or falls in public places such as the public highway, public squares and parks or amusement parks.

Road Traffic Accidents

People injured as the result of a road traffic accident may include the driver, passengers, motorcyclists, cyclists, pedestrians, or several of these in the same road accident.

Serious Injury

A serious injury can occur as the result of any of the above listed personal injury claim types. In some instances, they can of course be fatal and Clear Answers has extensive experience in dealing with the families of those seriously or fatally injured to ensure they receive their rightful accident compensation.

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Accident compensation claims

If you or a member of your family has suffered a personal injury through no fault of your own, please contact Clear Answers solicitors on 0800 783 9019 and speak to one of our advisors. Alternatively fill out an online compensation claim form, and one of our representatives will contact you as soon as possible to discuss whether you have a valid accident compensation claim.

Different rules may apply if your claim is pursued outside the Courts of England and Wales. Please go to our Costs and Risks section for more detailed information on these and how Clear Answers will handle your claim and funding.

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