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RTA involving uninsured or stolen vehicles

Uninsured or stolen - compensation claim advice

Road traffic accidents are governed by the law of negligence and driving is therefore governed by the standard of reasonable care.

All road users owe a duty to one another to use the highway with reasonable care. If a road accident which causes personal injury is caused by a failure to meet this standard, an accident claim for damages may be brought by the injured person.

In some cases the vehicle is found to be uninsured or stolen, and often fails to stop, meaning that the driver cannot be traced. When this happens, a claim can still be pursued using the Motor Insurers' Bureau (Compensation of Victims of Untraced Drivers Agreement) 2003.

The agreement is a complex one with many detailed provisions. The Motor Insurers' Bureau (the MIB) assesses the compensation subject to a right of appeal to an arbitrator.

If any injury occurs as a result of a road traffic accident, the police should be called. They will compile a report which is of considerable importance in any subsequent legal action

If an accident happens, wherever possible take the names and home addresses of witnesses; always keep a record and take photographs if you can; afterwards, keep evidence of doctors visited and treatments, and keep receipts for any injury related expenses.

Strict time limits apply for making a personal injury compensation claim, so please seek expert legal advice as soon as you think you may have a valid claim for compensation.

Please visit our section on information and advice for more details on making a personal injury compensation claim, or our gathering information and evidence section for details on what to do if you are involved in an accident.

Uninsured or stolen and sther RTA news stories

To read examples of successful road traffic accident claims, including those involving uninsured or stolen vehicles, and other personal injury accident compensation claims, visit our News Section which is regularly updated.

Compensation claims

It is always important to obtain prompt specialist advice.

Clear Answers' specialist lawyers are experts in dealing with cases where the driver cannot be traced, and will be able to advise you whether a claim for compensation is possible. We can give guidance and assistance on how a claim can be pursued

If you do have a valid personal injury compensation claim and you decide to instruct Clear Answers to deal with the matter for you, we will recover our legal fees from the person responsible for your injury, ensuring that the entire procedure is cost-free for yourself. Telephone us now on 0800 783 9019 or complete one of our online compensation claim forms.

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